Umshwalense ohlukaniselwe izwe lonke: Umphakathi ovikelanayo

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Umshwalense ohlukaniselwe izwe lonke: Umphakathi ovikelanayo

Umshwalense ohlukaniselwe izwe lonke: Umphakathi ovikelanayo

Umbhalo wesihlokwana
Ubuchwepheshe nemikhiqizo ye-Blockchain kwenze ukuthi kube nomshwalense ohlukaniselwe izwe, lapho wonke umuntu egqugquzelwa ukuvikela impahla yomphakathi.
    • About the Author:
    • Igama lomlobi
      I-Quantumrun Foresight
    • Kwangathi 12, 2023

    Umshwalense owandisiwe wakhela phezu kokubambisana, umkhuba wokwabelana ngezinsiza emphakathini ukuze kuzuze wonke umuntu. Le modeli yebhizinisi entsha isebenzisa ubuchwepheshe bezokuxhumana obufana nama-smartphones, i-blockchain, ne-inthanethi Yezinto (IoT) ukuvumela abasebenzisi ukuthi bashintshisane ngezimpahla namasevisi ngaphandle kwabalamuli ababizayo.

    Umshwalense owandisiwe umongo

    Imodeli yomshwalense ohlukaniselwe izwe ivumela abantu ukuthi babelane ngempahla yabo engasetshenziswa kancane futhi bathole isinxephezelo sezimali. Abasekeli baphikisa ngokuthi ngokubuyela kumodeli yokuxhasana okusekelwe emphakathini, umshwalense wokwahlukaniswa kwezindawo unganciphisa indima nomthelela wabalamuli.

    Isibonelo sakuqala somshwalense ohlukaniselwe abantu wusizo lwe-inthanethi olwakhiwe eShayina ngo-2011. Ekuqaleni lwasungulwa ukuze luhlinzeke ngesiteshi sokuxhasa ngezimali iziguli ezinomdlavuza. Esikhundleni sokuthembela ezinhlanganweni ezisiza abantulayo kuphela, inkundla inikeze abahlanganyeli, iningi labo okuyiziguli ezinomdlavuza, ukuthi basekelane ngokwezimali. Ilungu ngalinye leqembu alinikelanga nje kuphela ngenxa yezizathu zabanye kodwa lalithola nemali kwamanye amalungu lapho eyidinga. 

    Umthelela ophazamisayo

    Ngokukhula kokuduma kwezimali ezimisiwe (i-DeFi) kanye nezinkundla ze-blockchain, umshwalense ohlukaniselwe izwe usuphenduke umshintshi wegeyimu kulezi zinhlelo. Imodeli ehlukanisiwe idala i-loop yokukhuthaza ngokusebenza nabasebenzisi bayo ukuvumela izimangalo ukuthi zigeleze ngokuqondile ebhizinisini ngaphandle komlamuli. Ngenxa yalokho, izinkampani zingakwazi ukususa ukungqubuzana nesikhathi esichithwe phakathi nezinqubo zokufaka izicelo. 

    Abanikazi bezinqubomgomo abathenga ukufakwa kwempahla yedijithali ehlukaniselwe, nabo, bavikela ukubamba iqhaza kwabo ku-blockchain. Leli “qoqo lemali” livela kulokho okuvame ukwaziwa ngokuthi abahlinzeki bomshwalense. Mayelana nezimpahla zedijithali, Abahlinzeki Bemali (Liquidity Providers) (LPs) kungaba noma iyiphi inkampani noma umuntu okhiya imali yakhe echibini lobungozi elihlukaniselwe izwe namanye ama-LP, ahlinzeke ngezinkontileka ezihlakaniphile nezingozi ze-wallet yedijithali kanye nokuntengantenga kwentengo. 

    Le ndlela yenza abasebenzisi, abasekeli bephrojekthi, kanye nabatshalizimali basebenzisane ukuze bathole umgomo ofanayo wokuzinza nokuphepha. Ngokwakha uhlelo lomshwalense on-chain, abantu bangasebenza ngokuqondile nabanye abanezinhloso ezifanayo. Isibonelo somhlinzeki womshwalense omisiwe yi-Nimble ku-Algorand blockchain. Kusukela ngo-2022, inkampani ihlose ukukhuthaza wonke umuntu, kusukela kubaphathi bepholisi kuya kubatshalizimali kanye nezingcweti zomshwalense, ukuthi basebenzisane ukuze bakhe izindawo eziyingozi ezisebenza kahle nazo ezinenzuzo. 

    Imithelela yomshwalense owandisiwe

    Imithelela ebanzi yomshwalense owandisiwe ingase ihlanganise: 

    • Ezinye izinkampani zomshwalense wendabuko zishintshela kumodeli ehlukaniselwe izwe (noma ingxubevange).
    • Abahlinzeki bomshwalense wempahla yedijithali abanikezela ngomshwalense ohlukaniselwe abantu emhlabeni wangempela njengezimoto nezindlu.
    • Amapulatifomu e-Blockchain anikeza umshwalense owakhelwe ngaphakathi ukuze ahlale enokuncintisana futhi akhuthaze ukutshalwa kwezimali okwengeziwe.
    • Abanye ohulumeni ababambisene nabahlinzeki bomshwalense abasabalalisiwe ukuthuthukisa umshwalense wezempilo ohlukaniselwe izwe. 
    • Abantu babuka umshwalense ohlukaniselwe izwe njengenkundla yokusebenzisana ephakamisa ukubeka izinto obala nokungenzeleli, okungase kuguqule okulindelwe abantu embonini yomshwalense.

    Imibuzo ongaphawula ngayo

    • Uma unohlelo lomshwalense ohlukaniselwe izwe, yiziphi izinzuzo zalo?
    • Ucabanga ukuthi le modeli entsha yomshwalense izobekela amabhizinisi omshwalense inselelo kanjani?

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