Belonging to the healthcare insurance industry means this company will be affected directly and indirectly by a number of disruptive opportunities and challenges over the coming decades. While described in detail within Quantumrun’s special reports, these disruptive trends can be summarized along the following broad points:

*First off, the late 2020s will see the Silent and Boomer generations enter deep into their senior years. Representing nearly 30-40 per cent of the global population, this combined demographic will represent a significant strain on the health systems of developed nations. However, as an engaged and wealthy voting block, this demographic will actively vote for increased public spending on subsidized health services (hospitals, emergency care, nursing homes, etc.) to support them in their greying years.

*This increased investment into the health care system will include a greater emphasis on preventative medicine and treatments.

*Increasingly, we will use artificial intelligence systems diagnose patients and robots to manage intricate surgeries.

*The shrinking cost and increasing computational capacity of artificial intelligence systems will lead to its greater use across a number of applications within the insurance industry. All regimented or codified tasks and professions will see greater automation, leading to dramatically reduced operating costs and sizeable layoffs of white-collar employees.

*Blockchain technology will be co-opted and integrated into the established insurance system, significantly reducing transaction costs and automating complex contract agreements.